No one works faster than Hallmark Home Mortgage!
We've consistently averaged 16.2 business days between application and clear to close since 2010.
You can "take it to the bank" We guarantee our full document pre-approvals.
At Hallmark Home Mortgage we understand that the home buying process can be intimidating. With our 4-Step Safe Home Buying Process, we can assure you that you will receive your home loan on time, under budget with no surprises. Each one of our loan originators has the experience to guide and educate you during the process so you truly understand your loan and have clear expectations.
Hallmark Guarantees our Full Document Pre-Approvals as long as:
If we were wrong, we will:
Your final closing costs will not exceed our quote at the time you lock
We will meet the loan objection deadline per the original sales contract
We will meet the Closing Deadline per the original sales contract
We will wire funds to title 1 day before closing
We love the mortgage business because we get to help families realize the American Dream of homeownership. But the only way Dave Gallegos and his team will ever operate his company is by having complete & total control over mortgage process from start to finish. The reason is simple, we know you are counting on us to do what we said we would do, and we know it’s our reputation at stake!
© 2019. All Rights Reserved, Zenith Home Loans. John Arceneaux, Mortgage Loan Originator NMLS #88448 | CO 100510350
Zenith Home Loans NMLS # 1818094 All Rights Reserved. Zenith Is Licensed In Colorado: Check The Status Of Your Mortgage Loan Originator, Visit Http://Www.Dora.State.Co.Us/Real-Estate/Indes.Htm. NOTICE: All Loans Are Subject To Credit, Underwriting And Property Approval Guidelines. Offered Loan Products May Vary By State. There Is No Guarantee That All Borrowers Will Qualify. This Is Not A Commitment To Lend. Terms, Conditions And Programs Are Subject To Change Without Notice. Contact Us For Additional Details. Regulated By The Division Of Real Estate. Zenith Home Loans Does Business In Accordance With Federal Fair Lending Laws. Zenith Home Loans Is Not Acting On Behalf Of Or At The Direction Of HUD/FHA Or The Federal Government.Zenith Home Loans, LLC Does Business In Accordance With Federal Fair Lending Laws. NMLS ID: 1818094 Colorado Mortgage Company Registration. Regulated By The CO Division Of Real Estate. Zenith Home Loans, LLC Is Not Affiliated With Any Government Agencies. This Is Not An Offer To Enter Into An Agreement. Information, Rates, And Programs Are Subject To Change Without Prior Notice. All Products Are Subject To Credit Approval. Other Restrictions And Limitations May Apply.