OUR PERFORMANCE STATS

"Clear to Close" as fast as 9 BUSINESS DAYS

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No one works faster than Hallmark Home Mortgage!


16.2 DAYS Between Application and clear to close.

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We've consistently averaged 16.2 business days between application and clear to close since 2010.


100% Pre-Approved to closing ratio

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You can "take it to the bank" We guarantee our full document pre-approvals.


THE 4-STEP SAFE HOME BUYING PROCESS

At Hallmark Home Mortgage we understand that the home buying process can be intimidating. With our 4-Step Safe Home Buying Process, we can assure you that you will receive your home loan on time, under budget with no surprises. Each one of our loan originators has the experience to guide and educate you during the process so you truly understand your loan and have clear expectations.

  • Education: Understanding the home buying process
  • Know Your Numbers
  • Build Your Plan
  • Secure a full document preapproval

FULL DOCUMENT PRE-APPROVAL GUARANTEE

 Hallmark Guarantees our Full Document Pre-Approvals as long as:

  • Your personal financial qualifications stay the same or improve
  • The pre-approved loan parameters stay the same or improve
  • The property meets all the necessary loan requirements

If we were wrong, we will:

  • Reimburse documented short-term moving, relocation and/or storage expenses up to $1,500
  • Reimburse any documented lost home inspection or appraisal expenses up to $1,000
  • Reimburse any forfeited earnest money expenses up to $7,500

HALLMARK PERFORMANCE GUARANTEE

Your final closing costs will not exceed our quote at the time you lock

  • Or we’ll pay you the difference PLUS $500 after you close

We will meet the loan objection deadline per the original sales contract

  • Or we’ll pay you $500 after you close

We will meet the Closing Deadline per the original sales contract

  • Or we’ll pay you $500 after you close

We will wire funds to title 1 day before closing

  • Or we’ll pay you $500 after you close

LOCAL OPERATIONS

We love the mortgage business because we get to help families realize the American Dream of homeownership. But the only way Dave Gallegos and his team will ever operate his company is by having complete & total control over mortgage process from start to finish. The reason is simple, we know you are counting on us to do what we said we would do, and we know it’s our reputation at stake!

  • Locally managed and supervised Disclosing, Underwriting, Processing and Closing
  • A friendly helpful staff that ca

WHAT ARE YOU WAITING ON?